上班賺錢只是過程
並不是目的
唯有盡快財務獨立
人生才能真正的自由

　　時間比金錢更貴重，因為我們無法賺到時間。這就是我們必須追求財務自由，提早退休的原因：過著真正屬於自己的人生。

　　作者出社會工作三年之後失業，銀行帳戶裡只剩下2.26美元。24歲的他，用了人生4,700個小時的時間在工作上，不僅什麼都沒剩下，還有卡債、學貸、房租要還……

　　接下來他透過儲蓄、投資、副業，用5年的時間使自己的資產淨值超過新台幣37,500,000元，達成了財務自由，提早退休。30歲的他，成為美國FIRE運動（財務自由、提早退休）的代表性人物。

　　這本書，就是FIRE運動的行動手冊，作者全然無私分享自己的致富、投資、儲蓄策略，包含
　　・如何把現有的全職工作當跳板，最大化利用全職工作的福利
　　・與雇主協商加薪：時機與該準備的資料
　　・如何找到適合你的副業
　　・讓副業變成你的被動收入：你睡覺時、呼吸時都有人替你賺錢
　　・投資組合 + 提領率 + 5個方法，讓錢50年也用不完
　　・省錢旅遊與省錢居住的方法
　　・結帳之前要做的11個思考
　　・賺錢的無窮創意
 
　　書中還有許多實用的工具，例如「物品的未來價值計算器」、「財務自由計算器」等，協助我們思考是否需要買一杯咖啡，計算出我們要多少錢才能退休。

　　本書是一幅路徑圖，通往令人嚮往的人生方向，加入全球性的FIRE潮流，從此再也不必為錢工作，開始真正從事自己有興趣的志業。

　　(中文簡介來自遠流出版《財務自由，提早過你真正想過的生活：楊應超Kirk Yang審定推薦，關於時間、自由、金錢、副業的實用思考》書籍介紹)

"This book blew my mind. More importantly, it made financial independence seem achievable. I read Financial Freedom three times, cover-to-cover."
--Lifehacker

Money is unlimited. Time is not. Become financially independent as fast as possible.

In 2010, 24-year old Grant Sabatier woke up to find he had ＄2.26 in his bank account. Five years later, he had a net worth of over ＄1.25 million, and CNBC began calling him "the Millennial Millionaire." By age 30, he had reached financial independence. Along the way he uncovered that most of the accepted wisdom about money, work, and retirement is either incorrect, incomplete, or so old-school it's obsolete.

Financial Freedom is a step-by-step path to make more money in less time, so you have more time for the things you love. It challenges the accepted narrative of spending decades working a traditional 9 to 5 job, pinching pennies, and finally earning the right to retirement at age 65, and instead offers readers an alternative: forget everything you've ever learned about money so that you can actually live the life you want.

Sabatier offers surprising, counter-intuitive advice on topics such as how to:

* Create profitable side hustles that you can turn into passive income streams or full-time businesses
* Save money without giving up what makes you happy
* Negotiate more out of your employer than you thought possible
* Travel the world for less
* Live for free--or better yet, make money on your living situation
* Create a simple, money-making portfolio that only needs minor adjustments
* Think creatively--there are so many ways to make money, but we don't see them.

But most importantly, Sabatier highlights that, while one's ability to make money is limitless, one's time is not. There's also a limit to how much you can save, but not to how much money you can make. No one should spend precious years working at a job they dislike or worrying about how to make ends meet. Perhaps the biggest surprise: You need less money to "retire" at age 30 than you do at age 65.

Financial Freedom is not merely a laundry list of advice to follow to get rich quick--it's a practical roadmap to living life on one's own terms, as soon as possible.



Grant Sabatier is the Creator of MillennialMoney.com, which has reached over 10 million readers. He writes about personal finance, investing, entrepreneurship, and mindfulness and hosts the Financial Freedom podcast. Sabatier graduated from the University of Chicago and has been featured in the New York Times, Washington Post, NPR, Money Magazine, and many others. When not traveling in his VW Camper, he lives in New York City.